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Medical and prescription drug coverage

Ascension's medical coverage for you and your eligible family members is provided through SmartHealth, which was designed in-house leveraging our experience in healthcare.

Coverage costs

Premiums are paid through convenient biweekly payroll deductions over 26 pay periods. 

Types of plans:

• HDHP
• PPO
• EPO

HDHP vs. PPO: How the medical plan options work

View this resource to compare key features of the two medical plan options and see how each of the options work in terms of deductible, copays, coinsurance and out-of-pocket maximums.

• Difference between the HDHP and PPO guide

2024 and 2025 Medical Plan Options